Defined contribution plans have become a central pillar of the US retirement system, and the asset allocation embedded in their core menus is evolving in ways that investment professionals should not ...

Is a 401(k) An Asset? Yes, a 401(k) is indeed considered an asset. A 401(k) is a retirement savings account offered by many employers, and it allows employees to contribute a part of their salary, ...

The late John C. Bogle built a legacy around a simple but powerful idea: investors don’t need to be market experts to succeed ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

It's the last lap. You're finally within striking distance of retirement, and the temptation is to coast. You've been contributing to your 401(k) for decades, maybe you've done everything "right," and ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

Asset allocation is the practice of spreading investments across different asset classes to balance potential returns with risk. Learn how it works and why it matters for your portfolio. By combining ...

Here are seven of the best funds for retirement today: ...

On August 7, 2025, President Trump signed an executive order titled “Democratizing Access to Alternative Assets for 401(k) Investors,” designed to open the use of alternative investments, including ...

This guide covers the basics of putting your investing house in order, starting with your risk capacity and risk tolerance.

On August 7, 2025, President Trump issued an Executive Order 1 (Order) aimed at easing the path for ERISA fiduciaries to make “alternative asset” investments available to participant-directed defined ...