Federal employees receive a retirement benefit package that includes a pension, a tax-advantaged savings plan and Social Security. But many do not fully understand how these benefits work, and that ...

Planning for retirement involves more than picking a last working day or exploring new goals and hobbies. It also means understanding how your retirement choices affect your spouse if unexpected ...

It has been more than 20 years since I began writing this “retirement planning” column and more than 40 years since I started studying federal benefits so that I could teach and counsel federal ...

Federal Employee Benefit Advisors (FEBA) works with federal employees, offering insight into how benefit structures are interpreted in day-to-day decision-making. Through these interactions, the firm ...

Standard pension estimates rely on simplified assumptions and may overlook salary changes, service credit, survivor elections and FERS COLA caps. Incomplete projections can lead to undersaving or ...

Federal retirement benefits aren’t as simple as they seem. In many cases, they’re far more complex than those in the private sector. Advisors with clients who receive federal benefits must become ...